VISA CREDIT CARDS VS MASTERCARD – DOES IT MAKE A DIFFERENCE?

by ANISHA

If you’ve ever turned on a television or opened a magazine, you’ve probably seen advertisements for MasterCard (Priceless) and Visa (Life Takes Visa). But what do these companies actually do and what’s the difference, anyway?

MasterCard and Visa don’t issue credit cards

First, it’s important to understand that MasterCard and Visa do not issue credit cards.  Instead, they make money by processing transactions between your point of purchase and your bank. They have nothing to do with your rewards programs, interest rates, late feesor customer service issues. Simply put, they are payment networks that connect merchant payment terminals with your bank’s credit card department. Because millions of merchants accept huge amounts of credit card purchases every day, banks prefer to use one of these third party networks to process credit transactions.

How to Get Online Visa Cards

Merchants all over the world accept online visa cards for charging the customers and getting payment in lieu of any purchase made by them. The online visa cards can be used for personal as well as business purposes. Those who want to get them can easily apply online only and get the visa cards as per their requirements. One can also find about all the services too, online only. There is an official site of the visa cards through which all the people who want to get the them or any other details about the services and even how to get it, can log on to this site and get the card.

When you log on to the official site, see all the sections carefully and collect information about all the visa credit cards regarding what all would be required to get them along with the details about reward. When you have all the information about each card just click on the section "view rewards". This is to verify the various cards for which you have all the desired qualifications. Here you will get all the details about bank which would issue you the visa card that you want and annual percentage rate that you would be getting.

Ways to Repair Your Credit for Free

Having a bad credit report because of your past issues with debt can feel quite debilitating. Whether you are paying off your credit cards or believe that you are in good standing, it can be embarrassing to get rejected for a loan application because of your credit report.

There are a number of steps you can take to repair your credit for free. Repairing your past debt issues or concerns is not that difficult if you take it one step at a time. The best advice is not to panic, but instead to start evaluating your own credit and prepare to take action on getting your credit scores in order.

Take Control of Your Expenses

In essence, you need to set a budget that takes into account all of your payments. From utilities to gas to groceries and all the payments you normally make per month. In this manner, you can get the full picture of your credit situation.

This is vital because while your credit report may reflect inaccurate information, it can also reflect the actions that you unknowingly caused as well. By getting a full handle on your current situation, you can begin the process of repairing credit.

Advantages Of Prepaid Visa Cards

A prepaid visa card is as good as money. It looks just as flashy, smells just as good and never loses its grandeur! In fact it is an edge over money because of its many conveniences. Also as a leading credit card company would say "the look on somebody's face when you fetch out your own visa card... priceless!"

In the age of plastic money there is nothing as advantageous to use as a prepaid visa card. A prepaid visa gift card can be used by parents, children, and senior citizens etc. in this article we shall discuss the advantages from each person's point of view.

From the parents point of view this could be the best thing possible. Imagine a parent didn't know what to get their child for their wedding or birthday and ended up giving cash instead of a prepaid visa gift card. At such times the child would accept the money and spend it on his wants and the parent wouldn't even know where that money has gone. They could ask the child but there is no foolproof method to determine whether or not the child is telling the truth. However if the parent were to purchase a visa gift card and put in the same amount of money as the credit limit for the card, it would serve that purpose as well as the purpose of keep tabs on the child's expenses.

3 Ways to Invest Safely Today

There are books galore on investing smartly, butsafe investing today revolves around three key principles. If you follow these principles your long term investment future will also be quite profitable.

The three key principles of safe, and profitable investing are:

1. Consistency

2. Proven Analysis

3. Simplicity

These don't sound like today's stock picks, but following these three keys will tell you how to invest safely and profitably, or you could even say "how to invest smartly".